Cookie Policy

Last Updated: January 8, 2025

This Cookie Policy explains how Smart Money Internet LLC ("we," "us," or "our") uses cookies and similar tracking technologies when you visit our website app-wall.co.com (the "Site"). This policy provides detailed information about the types of cookies we use, their purposes, and how you can control them.

1. What Are Cookies?

Cookies are small text files that are placed on your device (computer, smartphone, or tablet) when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners. Cookies can be "persistent" (remaining on your device until deleted or expired) or "session" (deleted when you close your browser).

2. How We Use Cookies

We use cookies and similar technologies to:

• Enable essential website functionality
• Analyze website performance and user behavior
• Remember your preferences and settings
• Provide personalized content and experiences
• Understand how visitors interact with our Site

3. Types of Cookies We Use

We categorize cookies into four main types. Below is detailed information about each category, including the legal basis for processing, third-party involvement, cross-border transfers, and your control rights.

4. Third-Party Cookies

Some cookies on our Site are set by third-party service providers. We do not control these cookies, and they are subject to the third party's privacy policy. Third-party cookies we may use include:

• Google Analytics: For website analytics and performance monitoring. Privacy policy: https://policies.google.com/privacy
• Content Delivery Networks (CDNs): For faster content delivery and website performance

Third-Party Data Sharing: We do not sell or rent personal information collected through cookies to third parties. However, third-party service providers may collect and process data according to their own privacy policies.

5. Cross-Border Data Transfers

Cookie data may be transferred to and processed in countries outside the European Economic Area (EEA), including the United States. We ensure that all international transfers of cookie data are protected by appropriate safeguards:

• Standard Contractual Clauses (SCCs): We use European Commission-approved Standard Contractual Clauses for transfers to countries without adequacy decisions
• Adequacy Decisions: We transfer data to countries that have received an adequacy decision from the European Commission
• Encryption: All data transfers are encrypted using industry-standard protocols (TLS/SSL)
• Data Minimization: We only transfer the minimum amount of data necessary for the specified purpose

For transfers involving Google Analytics and other third-party services, we rely on their approved transfer mechanisms, including participation in the EU-U.S. Data Privacy Framework where applicable.

6. Your Control Rights and Cookie Management

You have several options to control and manage cookies:

6.1 Cookie Banner

When you first visit our Site, you will see a cookie banner allowing you to accept or decline cookies. You can:

• Accept all cookies
• Decline non-essential cookies
• Customize your cookie preferences by category

6.2 Browser Settings

Most web browsers allow you to control cookies through their settings. You can:

• View and delete cookies
• Block all cookies
• Block third-party cookies
• Receive notifications before cookies are set

Browser-Specific Instructions:

Google Chrome

1. Click the three-dot menu in the top right corner
2. Select "Settings" > "Privacy and security" > "Cookies and other site data"
3. Choose your preferred cookie settings
4. To delete existing cookies: "Settings" > "Privacy and security" > "Clear browsing data"

Mozilla Firefox

1. Click the three-line menu in the top right corner
2. Select "Settings" > "Privacy & Security"
3. Under "Cookies and Site Data," adjust your settings
4. To delete cookies: Click "Clear Data" and select "Cookies and Site Data"

Safari (macOS)

1. Click "Safari" in the menu bar > "Preferences"
2. Select the "Privacy" tab
3. Adjust cookie settings under "Cookies and website data"
4. To delete cookies: "Safari" > "Clear History" and select time range

Microsoft Edge

1. Click the three-dot menu in the top right corner
2. Select "Settings" > "Cookies and site permissions" > "Cookies and site data"
3. Adjust your cookie preferences
4. To delete cookies: "Settings" > "Privacy, search, and services" > "Clear browsing data"

Safari (iOS)

1. Go to "Settings" > "Safari"
2. Under "Privacy & Security," toggle "Block All Cookies"
3. To delete cookies: "Settings" > "Safari" > "Clear History and Website Data"

Chrome (Android)

1. Open Chrome app
2. Tap the three-dot menu > "Settings"
3. Tap "Site settings" > "Cookies"
4. Adjust your preferences or clear cookies

6.3 Privacy Settings on Mobile Devices

iOS (iPhone/iPad)

1. Go to "Settings" > "Privacy" > "Tracking"
2. Disable "Allow Apps to Request to Track" to prevent cross-app tracking
3. Manage individual app permissions below this setting

Android

1. Go to "Settings" > "Privacy" > "Ads"
2. Enable "Opt out of Ads Personalization"
3. You can also reset your advertising ID

6.4 Third-Party Opt-Out Tools

You can opt out of interest-based advertising through these industry platforms:

• Network Advertising Initiative (NAI): http://www.networkadvertising.org/choices/
• Digital Advertising Alliance (DAA): http://www.aboutads.info/choices/
• European Interactive Digital Advertising Alliance (EDAA): http://www.youronlinechoices.eu/
• Google Analytics Opt-out: https://tools.google.com/dlpage/gaoptout

6.5 Do Not Track (DNT) Signals

Some browsers have "Do Not Track" (DNT) features that allow you to tell websites you do not want your online activities tracked. Currently, there is no uniform standard for how DNT signals should be interpreted. We do not currently respond to DNT signals, but we provide you with other means to control cookie usage as described in this policy.

6.6 Consequences of Disabling Cookies

Please note that disabling cookies may affect your ability to use certain features of our website:

• Strictly necessary cookies: Website may not function properly
• Performance cookies: We cannot improve website performance based on usage data
• Functional cookies: Your preferences and settings will not be remembered
• Targeting cookies: You may still see advertisements, but they will be less relevant to your interests

7. Cookie Retention Periods

Different cookies have different retention periods:

• Session Cookies: Deleted when you close your browser
• Persistent Cookies: Remain on your device for a specified period (ranging from 24 hours to 2 years) or until you delete them

Specific retention periods for each cookie are detailed in the tables above within each cookie category.

8. Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. We will notify you of material changes by:

• Updating the "Last Updated" date at the top of this policy
• Displaying a prominent notice on our website
• Requesting renewed consent if required by law

We encourage you to review this Cookie Policy periodically to stay informed about how we use cookies.

9. Contact Us

If you have questions about our use of cookies or this Cookie Policy, please contact us:

Smart Money Internet LLC

Data Protection Officer

Email: privacy@app-wall.co.com

General Inquiries: hello@app-wall.co.com

Phone: +1 (323) 555-1234

Address: 1252 N Havenhurst Dr W, Hollywood, CA 90046-4925, United States

10. Additional Resources

For more information about cookies and online privacy, visit:

• All About Cookies: http://www.allaboutcookies.org/
• Your Online Choices (EU): http://www.youronlinechoices.eu/
• Network Advertising Initiative: http://www.networkadvertising.org/
• International Chamber of Commerce: https://www.iccwbo.org/